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🇨🇦 Canada

Catalog updated 2026-10-12. Selected source documents, reviewed around elections, budgets and pension-rule changes.

Election watch

Next fixed-date federal election: October 2029 under the usual four-calendar-year rule.

This is a timetable inference from the 2025 election and Elections Canada rules, not an election call. An earlier election is possible. Provincial elections are separate.

Election information source ↗

Election information last checked 2026-09-17. April 2026 federal update, a September Conservative housing-tax proposal and historical 2025 election sources. The selected tax proposal is not a complete current opposition budget; no matched whole-budget pair is verified.

Government and alternative plans

Source documents for reference. A party's costing is its own estimate unless identified as independent. Different years, definitions and government levels are not directly comparable. These documents do not automatically change the simulator.

Government budget collection · See individual publication dates

Federal budget collection ↗

Department of Finance Canada

Federal budgets and fiscal updates. Federal finances exclude provincial and municipal budgets, unlike the landing page general-government baseline.

Last checked 2026-09-17

Government fiscal update as tabled · April 2026 update; projections through FY 2030–31; fund seed capital over three years

Spring Economic Update 2026: Canada Strong for all ↗

Department of Finance Canada · Canada — federal · Published 2026-04-28

The April update proposes C$25bn in cash seed capital over three years for an equity-investing Canada Strong Fund. It records a 25% GST-credit increase for five years from July 2026, alongside a separate one-time top-up. These are the update's announcements and projections, not a September verification of implementation or an appropriation law. Cash investments are not interchangeable with accrual expenses. No matched current opposition budget is verified; the 2025 election costing archive remains historical.

Chapter 1, section 1.1, The Canada Strong Fund: An Initial Endowment that is Designed to Grow; Chapter 2, section 2.2, Canada Groceries and Essentials Benefit; Annex 1, Tables A1.3–A1.7 distinguish fiscal projections and accounting bases.

Last checked 2026-09-24 · selected fiscal and policy sections reviewed; subsequent implementation not verified

Opposition tax-policy proposal · September 2026 proposal; permanent GST removal if implemented, start date unspecified

Cut Housing Taxes to Save You Money ↗

Conservative Party of Canada · Canada — federal proposal; separate municipal request · Published 2026-09-21

The party proposes permanent GST removal for new homes up to C$1.3m and claims savings up to C$65,000. Its separate request to halve municipal development charges is not a federal tax rate. No aggregate budget totals, commencement date, provincial HST removal or detailed eligibility framework are supplied in this statement. This selected policy is not a complete alternative budget or a same-period pair with the April federal update.

Statement paragraphs beginning Conservatives will permanently scrap the GST and We will push municipalities; homepage Latest News date

Last checked 2026-10-08 · Party statement read; publication date verified in party homepage index; no complete fiscal costing or enactment verified

Independent policy costings · 2025 election

45th general election: proposal cost estimates ↗

Parliamentary Budget Officer

Compare independently costed campaign proposals, including those submitted by opposing parties. Each costing has its own assumptions and coverage; adding them together does not reproduce a whole platform.

Last checked 2026-09-17

Historical manifesto · 2025 election

Canada Strong ↗

Liberal Party of Canada

Party-authored election programme and fiscal framework. Historical reference, not a current statutory budget.

Last checked 2026-09-17

Historical document archive · Multiple elections

Browse original party manifestos ↗

Manifesto Project · WZB / IfDem

Use the document browser to select a country, party and election year. This is an archive of political programmes, not a set of audited alternative budgets.

Last checked 2026-09-17

Pension eligibility and payments

Selected scheme verified

CPP and Old Age Security (OAS)

CPP 2026; OAS July–September 2026 source

Eligibility age
CPP 65 standard (60–70); OAS 65+
Payment basis
CPP Jan 2026 maximum: C$1,507.65/month at 65

*Published CPP maximum for pensions starting January 2026, not a typical payment; contribution history and starting age matter. CPP falls 0.6% per early month or rises 0.7% per deferred month relative to 65. OAS is separate and depends on residence, age and income; do not add maximums into a universal entitlement. Quebec’s QPP is not covered here.

Sources checked 2026-09-18. Selected scheme coverage; other schemes and exceptions may apply.

Reference information only. These rules and payments do not change the simulator’s fiscal model or calculate an individual pension entitlement.

Tax starting points

Income tax
14–33% federal + provincial
Corporation tax
15% federal + provincial
VAT / sales tax
5–15% GST/HST · ON 13 · AB 5
Tariffs
Rates depend on the product, origin and trade agreement.

2026 federal personal bands; provincial/territorial income tax is additional. General corporate federal rate is 15%; qualifying small Canadian-controlled private businesses may use 9%, plus provincial tax.

Tax sources checked 2026-09-17. These are headline references; marginal rates apply to income bands, not every unit of income. Payroll contributions and allowances are not included in this compact comparison.

Income tax source · Corporation tax source · WTO tariff schedules

Pension schedules still marked “Not yet verified” are missing verified comparison data, not countries without pensions. Pension entitlements depend on contributions, age, residence and scheme.

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